PROGRAM REQUIREMENTS

  • Valid driver’s license
  • Valid Social Security card
  • Actively employed, with at least three (3) months of paystubs from your current employer
    • Must be working at least 30 hours per week. Less hours may be accepted for those receiving Social Security
  • Confirmation of residence of at least 90 days at current address.
  • On-time payments for rent and utilities
  • Confirmation of $500.00 in savings (to be matched by Goodwill)
  • Ability to afford recurring costs:
    • Monthly vehicle payment
    • State-required vehicle insurance
    • General maintenance and repairs
    • Fuel
    • Taxes and registration for the vehicle

Program Benefits:

  • Down payment match of $500 ($1,000 if you are a Goodwill employee)
  • Affordable monthly payments between $150-$210 per month
  • Fixed 5% interest rate regardless of credit score or history
  • Interest reimbursement once the loan is paid in full with no late payments
  • Free credit health review and six months of financial coaching to help you establish and/or build credit

More Information:

We currently cap our income requirement at 300% of the Federal Poverty Guidelines, which you can find here.

Get Started Today!

Complete an interest form here, and a Goodwill staff member will be in touch within three business days.

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