About the Program

Goodwill Cars to Work is a nonprofit program that offers secured auto loans to employed applicants with no or low credit scores. Our mission is to connect participants with affordable transportation so they can maintain employment, grow in their careers and achieve self-sufficiency. We hope our participants use this opportunity to establish or build a positive credit history. Applicants must meet all the requirements to apply.

Why Goodwill Cars to Work? We are here to help!

We don’t consider credit scores as part of the approval process. We do provide a matched down payment of $500, flat 5% interest rate on all loans and free coaching to help you meet your financial goals! Plus, we will reimburse the interest paid on all loans that are paid in full, with no late payments! Think of this like a future savings account.

Our Partnerships Make Pre-Approvals Possible

Goodwill Cars to Work has partnered with Oxmoor Auto Group, Apprisen and Park Community Credit Union to break down transportation barriers and assist program participants to build or establish credit. Oxmoor Auto Group is helping to match our participants with a vehicle that meets their needs. Park Community Credit Union has partnered with Goodwill to administer the program loans. Apprisen provides each participant with a financial foundations class and six months of financial coaching.