Program Requirements

Valid driver’s license
Valid Social Security card
Actively employed, with at least three (3) months of paystubs from your current employer
- Must be working at least 30 hours per week. Less hours may be accepted for those receiving Social Security
Confirmation of residence of at least 90 days at current address.
On-time payments for rent and utilities
Confirmation of $500 in savings (to be matched by Goodwill)
Ability to afford recurring costs:
- Monthly vehicle payment
- State-required vehicle insurance
- General maintenance and repairs
- Fuel
- Taxes and registration for the vehicle

Down payment match of $500 ($1,000 if you are a Goodwill employee)
Affordable monthly payments between $150-$210 per month
Fixed 5% interest rate regardless of credit score or history
Interest reimbursement once the loan is paid in full with no late payments
Free credit health review and six months of financial coaching to help you establish and/or build credit

We currently cap our income requirement at 300% of the Federal Poverty Guidelines, which you can find here.